Imagine being in a group annuity that only pays the survivors.
How's this no longer outlawed? As an augmented reality game.
A tontine (ton-TEEN) is a group investment tool with roots in 17th century France that has long been considered the most powerful tool ever created. Tontines operate on the law of survival. The payout increases as the member population thins out. Nobody inherits. Alas, in an effort to increase the payout, members "disposed" of other members. When the government discovered this, they were forced to close tontines.
History of Tontines
Tontines became a socially acceptable and widely used investment tool throughout the 17th and 18th centuries. From about 1670 to 1850, the French, Dutch, English, and German governments all established official state tontines. These tontines were organized so that when the last subscriber died, and dividends no longer needed to be paid, the remaining capital reverted to the government. Tontines were thus used to successfully raise federal revenue and fund military operations.
One of the first major tontines was used by Louis XIV to fund military operations in 1689. Unlike other financial schemes at the time, this tontine was run honestly with each initial subscriber investing $6,000 USD. The last remaining survivor was a widow named Charlotte Barbier, who received over $1.46 million USD in her last payment, before passing away at the age of 96.
It is often the case that the capital devolves upon the last survivor, thus dissolving the tontine and usually making the survivor very wealthy. The returns on investment were very high, making tontines very successful financial tools.
From the onset of the system, questionable activities among participants and organizers of tontines have led to investigations. The introduction of tontines often leads to a suspicious rise in deaths among its members. This ultimately leads to tontines being banned from several countries as a government financial tool and they were outlawed in the 18thcentury because of the corruption and mischief they enticed.
Nevertheless, today's modern economy continues to recognize the power and value of tontines. In March 2017, The New York Times reported that tontines were getting fresh consideration as a way for people to get a steady retirement income.
See if you can stand your ground and hone your skills in this life-like version of our first tontine game.
What is going on here?
Tontines Fantome is about dealing with some very angry spirits. In the distant past, many people have died because they joined a tontine, but did not survive. When you join Tontines Fantome, you awaken the angry spirits who want only one thing -- REVENGE!
All you have to do is survive!
Tontines Fantome simulates an actual tontine. Instead of other live players coming for you, the system generates them. Fantome has been described as a very realistic stand-your-ground experience wherever you are -- home, office, or anywhere. Using whatever strategy you can, all you have to do is survive.
New pledge weapons coming in our first real version.
There are some very exciting weapons coming your way in our first real version. A Colt M16, Uzi pistol, Cobray Street Sweeper, Benelli Nova, and a better Sig pistol. The paid weapons of the group are all part of our crowdfunding program, so all money goes towards development. Thank you for being a part of Tontines!